Scores 500 520 550 580 600 620 640 650 660 670 680 690 700 720 740 750 760 780 800 820 850

Compare two credit scores

See whether a higher score changes the estimated cost of your loan, and how much the difference could be worth.

Your next move, in dollars

What would a different score cost?

Same loan. Two scores. See the difference.

myFICO · FICO bandsOctober 29, 2026
Choose your loan

Enter FICO scores. Daily reference data starts at 620 for mortgages and 640 for new cars.

Adjust the figures to match the loan you have in mind.

Estimated monthly saving
$28.96/mo

At 700 compared with 680

Full-term interest saving$10,425.88
Estimated principal and interest on $350,000 over 360 months
ScoreReference rateMonthly paymentTotal interest
6807.75%$2,507.44$552,679.43
7007.63%$2,478.48$542,253.55

At 700, the estimate is $28.96 less per month and $10,425.88 less interest over the full term.

Reference rates: 30-year fixed mortgages, October 29, 2026, myFICO (Curinos). Changing the amount or term holds these rates constant. Methodology.

What this estimate includes

Estimates use national average bands, not an offer or approval prediction. Your lender may use a different score. Mortgage payments exclude taxes, insurance, mortgage insurance and fees. Full-term interest assumes no refinancing, early payoff or extra payments.